Happy Wednesday! I am still talking to a lot of clients that think we are in a housing bubble. It is natural to want to compare our...

Happy Weds – I hope you are doing well. I have some positive news to share. If you watch the news you probably think now is not a good...

Should you immediately lock in your rate once you’re under contract - versus trying to perfectly time the market for the lowest rate?!...

Breaking News‼️ - The Fed Funds Rate increased .75% today. BUT, it’s important to know the Fed Funds Rate DOES NOT EQUAL the Mortgage...

Tom is giving two Wednesday Mortgage Updates today. If you are thinking when the Fed raises rates next week it will directly raise...

I'm very excited to announce a new product we have called a "2/1 Buydown". This program provides a 2% lower rate the first year, 1% lower...

Opportunity knocks! Here’s a few ways you can take advantage of the current shifting real estate market to get your dream home! 🏡 ✅...

Happy Wednesday – I hope you are doing well. This week I want to talk about fear in the market. I have spoken to several people that...

Variable income can be tricky. Depending on the type, you may need a 1-to-2-year history of receiving income from that specific source...

Details Matter - Especially when shopping for the best mortgage! Please, think twice before paying points to buy down a mortgage rate and...

#MarketUpdate - “Why the Impending Recession is filled with Opportunity and Could be Beneficial for the Real Estate Market!” 👏🏼 - July...

Happy Wednesday – I hope you are doing well. If you are a buyer right now, things are getting better every week. Rates are calming down...

Happy Summer everybody! I hope you are doing well. Quick PSA: In the past I haven’t been a big fan of Adjustable Rate Mortgages (ARMs),...

Samantha Olds - June 2022 🚨🚨Property taxes for homeowners 🚨🚨 If you recently acquired a home, it’s important to know about the ANNUAL...

Stewart Sadler June 2022 I hope you are doing well and enjoying the summer. Things are still exciting in the mortgage world. Inventory is...